A low Energy Performance Certificate (EPC) rating can have significant implications for both mortgage availability and property value. Here’s how it impacts each:
🏦 Mortgage Availability
Lenders are increasingly focused on the energy efficiency of properties. A low EPC rating (E, F, or G) may:
Limit mortgage options – Some banks and green lenders prefer or require homes with higher EPC ratings (A to C) for favourable loan terms.
Affect buy-to-let mortgages – In the UK, landlords must meet a minimum EPC rating of E to legally let a property. This could disqualify low-rated homes from rental mortgage products.
Increase interest rates – Properties with poor energy efficiency might be seen as higher risk, leading to less favourable rates.
đź’· Property Value
Lower buyer interest – Energy-inefficient homes often cost more to heat and run, which can make them less attractive to potential buyers.
Reduced selling price – On average, homes with better EPC ratings sell for more. A low rating may result in a discounted sale price.
Energy efficiency grants and upgrades – Properties needing improvement might face pressure to invest in upgrades before a sale, impacting overall value.
đź“Ť Need an Updated EPC?
If you’re looking to improve your EPC rating or simply want an up-to-date certificate, visit our Same-Day EPC service page or Contact Us today to schedule your assessment.
Contact Us Today – Fast, Friendly & Professional EPC Services
Looking for a reliable Energy Performance Certificate (EPC) provider in London? We’re here to help! Whether you need a Residential EPC, Same-Day EPC, or simply have questions about your property’s energy rating, our certified assessors are ready to assist.
đź“ž Call Us: +447741 812864
đź’¬ Email: info@urgentepc.co.uk
